Since the mortgage meltdown and housing crisis, I have been saying in my presentations that “the banks realized they couldn’t fix the problem, the government realized they couldn’t either, so it is up to entrepreneurs like us to fix it”. I still believe...

At some point most note buyers end up investing with other people. At Paperstac, our team has heard the good, the bad, and the ugly. All of the stories that we have heard come down to one common denominator: Business Structure.Partnership-TypeMost note...

As a national instructor/trainer, one has a tendency to create certain phrases and use them over and over again because they are easy to understand and get right to the point. One of my many phrases is, “every note for sale is a deal for someone, you just...

This past weekend the Paperstac team attended a self-directed retirement Expo. One of the  many things that we walked away with was that the fact that many people had small account balances and no idea what to do with it.Upon our return we decided to...

Turn-key notes could be a valuable addition to your investment portfolio.It’s hard to dispute this quote from Robert Kiyosaki: “To obtain financial freedom, one must be either a business owner, an investor orboth, generating passive income, particularly on...

If you have been following this blog or my Kevin Shortle Show Podcast, you are familiar with Goldman Sachs aggressive purchases of distressed notes. This quick update will show you why re-performing notes are going to be a great investment...

In this quick video, I will give you the latest on foreclosure and delinquency rates, home pricing trends and mortgage fraud stats.

A recent article (here) in Fox Business listed 10 cities that are in danger of a housing crash this year. The article caught my eye as I have addressed some of these potential issues that could impact housing in just the past few months. The article references an...

Yes, I have been way behind in creating new blog entries but that doesn't mean that I have stopped writing. In fact, I am trying to finish my new book by the end of the month. My last book was in early 2000 and the process of putting a book together has changed quite...

According to the latest Census Bureau’s estimates (as reported by CNBC), it is now cheaper to rent than own in every state. The reasons for this are the usual suspects: maintenance, property taxes, repairs and insurance. The monthly costs...

In this short 5 minute video I show you the latest charts and stat's on real estate prices. I saved the scary one for last.

This short 4 minute video will update you on the latest Hardest Hit Funds numbers. This program can dramatically help families while also providing great returns for you.

Passive investors have many alternative investments opportunities but which one provides the best returns with the lowest risk? Short-term income streams backed by real property. This short video will outline why.

You may have missed this December 25th2018 article in the Wall Street Journal: https://www.wsj.com/articles/a-hedge-fund-makes-billions-off-americans-underwater-mortgages-11545742800. The article covers a hedge fund that purchased over $8 Billion of...

According to ATTOM Data Solutions, a total of 45,901 single family homes and condos were flipped in the 3rdquarter of 2018. Those numbers indicate that flipping was down 12% from a year ago and a 3.5 year low. According to the chart below, the downward...

I am preparing for a “virtual meetup” tomorrow and ran all of the 2018 Fannie Mae non-performing and re-performing sales numbers. The biggest buyer, by far, was Credit Suisse which purchased 51,324 loans with Un-Paid Balances of $11,109,101,320. The second...

This short video compares investing mortgage-backed notes to investing in rental property.

This is another short video to compare investing in notes to other investments. This one compares notes to wholesaling real estate.

This video is a titled.

Black Knight Inc, release their first look for their upcoming October report. 30 day delinquencies were down as expected and 90 day delinquencies were up, largely due to hurricane related reasons.Non-performing loan investors should take a closer look at...

This short video exposes risks to the hard money crowdfunding investments and points out the main 3 rick mitigation categories for hard money lenders.

According to a news release on November 8th, The Appraisal Institute says that now is the time to winterize homes and why not do it with improvements that can benefit the quality, comfort and value of your property. Well that certainly makes a lot of sense...

There are many good slides from Lawrence Yun's talk at the Residential Real Estate Economic Issues and Trends Forum at the Realtors® Conference & Expo in Boston, MA, on November 2, 2018 and I look forward to studying all of them.This forecast slide...

Black Knight Financial Services Mortgage Monitor always contains great insightful information. Take a look at this foreclosure inventory chart. It shows that the foreclosure inventory was at its lowest point since mid-2006. It also shows how big of a mess...

Unlike most traditional real estate investors, note investors buy nationally but with a tendency to focus on midwest , southeast and northeast.This means that if they are purchasing non-performing notes and end up acquiring a property, they will have to...

Updated: Jan 10

While attending a real estate investment expo, I took some time to get some thoughts recorded. This short video is about why adding selling with seller financing can enhance profits, eliminate many management hassles and enable one to build up a passive...

While attending a real estate investment expo, I took some time to get some thoughts recorded. This short video is explains how you can offer seller financing but still get a lump sum cash out utilizing the partial sale technique.

While attending a real estate investment expo, I took some time to get some thoughts recorded. This short video is about why real estate investors should add wholesaling notes to their real estate wholesaling business.

While attending a real estate investment expo, I took some time to get some thoughts recorded. This short video is about why performing notes are the best investment for passive investors.

ATTOM Data Solutions released its Q2 2018 US Home Flipping Reporton September 6thand their analysis reveals some interesting numbers that should motivate you to re-think or add-to your current real estate investment strategies and techniques. Here are some...

Many educators and investors in the real estate-backed note industry are talking about NACA and their $0 down, $0 closing costs, $0 fee, no income limit and no need for perfect credit loans and rightfully so, but there is a much deeper issue here and it...

Fannie Mae just announced that Goldman Sachs subsidiary, MTGLQ Investors, just purchased another $1.88 Billion in non-performing real estate backed notes. They purchased all 5 pools of Fannie's 14th sale.Thats 10,300 NPL's in one sale.Why have they become...

A quick Google search shows that real estate is considered one of the best alternative investments today. In April, USA Todayhad an article headlines “Worried about the next bear market? Real Estate may be your best investment. Really.” The Balance,...

After writing blog about this a week or so ago, I decided it was a good time to completely update my spreadsheet. I uncovered a few surprises such as :Indiana reopened their mortgage assistance programNevada is paying up to $100,000 in principal...

In today’s business environment we find that busy executives, physicians, dentists and entrepreneurs are looking for a passive investment that offers a strong return with a high degree of security. The problem is that an investment asset such as that is...

In the past several years there has been a growing trend in mastermind groups. Several training companies offer these groups. Prices to become a member of these groups range from free to tens of thousands a dollars a year. Are they worth it?Well...

I mentioned in my last podcast (Interview with Bob Estler) that the note industry seems to be mixed as to whether the non-performing note inventory is gone or still plentiful. The numbers indicate that there is still a massive inventory and new...

Hardest Hit Funds is a treasury Department funded program which is run at a state level. The program has evolved over time to now include: foreclosure prevention (by paying off the arrearage account), principle reduction, monthly mortgage payment...

I have been asked numerous times, “aren’t you with NoteSchool”? It hasn’t been addressed anywhere, so I decided to clarify it here: I am no longer an independent contractor with NoteSchool. I wish them well.I have been an independent contractor developing...